Yes? Sounds like both. What he's saying might go around or over the heads of some people, but it's the kind of thing that Julie has wondered about ever since her own world started to go down the shitter. She's never known what it's like to have any kind of 'normal' life.

"Is it?" she muses out loud as she ducks under a half-collapsed doorway, as she steps over a pile of rubble.

"Hey, can I ask you something?"

She wants to ask about people, about caring, about how if people stop caring about other people and about things instead, what does it do to them?